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One-Time Financial Assessment for CRNA: Maximize Income, Minimize Taxes (W2/1099, S-Corp, Veteran)

I’m a high-earning Certified Registered Nurse Anesthetist (CRNA) working both W2 and 1099 contracts in California. I’m looking for a one-time financial strategy session and written assessment to help me make better decisions about how I earn and keep my money. This is not a budget coaching job. I’m looking for someone experienced in tax optimization, multi-state income strategy, and S-Corp use who can deliver clear, actionable recommendations specific to my situation. ⸻ Here’s my background: • I work both W2 and 1099 contracts, primarily in California, but I can travel or relocate for work. • I have an S-Corp, but I’m not currently using it to its full advantage. • I’m a veteran with 90% VA disability and want to understand any tax implications. • I rent and have flexibility around where I live. • My goal is to maximize take-home pay and reduce unnecessary tax liability. ⸻ What I’m looking for in this initial project: A concise written assessment (1–2 pages is fine) that includes expert guidance on: 1. W2 vs. 1099 Strategy specific to me • What’s the ideal mix for maximizing income and reducing taxes? • Are there risks or opportunities I’m not considering? 2. S-Corp Optimization • Am I using it correctly? What should I be doing differently? • How should I structure salary vs. distributions? • What expenses can be routed through it legally and efficiently? 3. State Residency & Tax Implications • Should I establish residency in a lower-tax state? • What are the legal and logistical steps, given my flexibility and travel? • Which states are most favorable? 4. VA Disability • Are there specific tax benefits or exemptions I should be aware of due to my 90% VA disability rating? 5. Big-Picture Income Planning • High-level recommendations for the next 12–24 months. • Deductions or credits I may be missing. • How to structure my work and lifestyle to get the most out of my income. ⸻ This project is limited in scope for now, but I may be open to an ongoing advisory relationship depending on the quality of the work and clarity of recommendations.